Universal Life Insurance
Universal life insurance is a type of permanent life insurance policy that is generally more affordable than other options. In addition to providing a death benefit, universal life insurance also provides flexible premiums and includes a cash value savings component which can be used to supplement income and pay expenses.
Universal Life Insurance
Beyond affordability, universal life (UL) policies are also considered to be the most flexible kind of life insurance. Rather than simply providing a fixed death benefit amount for a fixed premium payment, UL policies offer policyholders flexibility with their premium payments and their death benefit amount.
As you go through life, your insurance needs change.
The reasons for buying universal life insurance are almost as varied as the number of policies available for purchase.
The reasons for buying universal life insurance are almost as varied as the number of policies available for purchase.
Just like other forms of insurance, you'll need to apply for coverage and pay an initial premium. Once your policy is in-force, you'll need to make periodic premium payments to keep your life insurance benefits.
Just like other forms of insurance, you'll need to apply for coverage and pay an initial premium. Once your policy is in-force, you'll need to make periodic premium payments to keep your life insurance benefits.
Choose Symmetry For Universal Life Insurance
Symmetry Financial Group offers clients a different way to buy life insurance. Instead of trying to sell you one type of insurance, one company’s policy, or a specific death benefit amount, we get to know you first. We'll ask you a series of questions to help identify what your insurance needs are and what type of coverage will best help you meet those needs. From there, we have access to a variety of insurance providers and will work to find you a policy that meets both your goals and your budget.
Would You Like to
Q: What are the advantages of Universal Life Insurance?
Universal life insurance is popular for many reasons.
Q: Do I qualify for Universal Life Insurance?
Q: Can I afford Universal Life Insurance?
Premiums for universal life insurance policies are typically higher than term insurance, but less expensive than premiums for whole life insurance policies. The price you pay will depend on the face amount of the policy (the amount of the death benefit payable after your death), your age at the time you apply, and your overall health. If you are a non-smoker, your premiums will generally be less expensive than those paid by regular tobacco users.
Q: When should I buy Universal Life Insurance?
Our eight core values are the
driving force behind everything we do.
View our interactive timeline to
• Mortgage Protection
• Final Expense
• Term Life Insurance
• Universal Life Insurance
• Disability Insurance
• Critical Illness Insurance
• Retirement Protection
No agent’s success, earnings, or production results should be viewed as typical, average, or expected. Not all agents achieve the same or similar results, and no particular results are guaranteed. Your level of success will be determined by several factors, including the amount of work you put in, your ability to successfully follow and implement our training and sales system and engage with our lead system, and the insurance needs of the customers in the geographic areas in which you choose to work.
custom_values.agent_bio=About Myself:I am a field underwriter with Symmetry Financial Group, which means I am independent so I can look around at different carriers to find your coverage. Being independent also means that I work for my clients and they know that they can call me day or night with questions about the protection they purchased for themselves and their family. I live in Indianapolis, IN. I have a wife (Tiffany) and 2 kids (Sam-11, Morgan-9). I was a golf professional in my past career as well as cell phone sales after that. I love to run and have started and completed 14 marathons and over 50 half marathons.What to ExpectMy job is to help you determine what type of plan fits your individual needs and your budget. I will be asking you medical questions to see what you qualify for and educate you on the plan I would recommend for you. If we both agee that you need coverage and the plan fits into your budget, we will send up an application together to see if you qualify, that is up to the specific carrier.I try to keep ot within 15 to 30 minutes for our appointment.
custom_values.agent_brokerage=The Ellefson Agency
custom_values.agent_headshot=https://storage.googleapis.com/contact-attachments-live/sCHHsN91XVzw14qKIzeq/NlCeMhyq4dkD3ldQ9We1/6225333b-bb24-4451-af37-d7d2513cef7b.png
custom_values.agent_name=Tom Ellefson
custom_values.agent_phone=(317) 777-2571
custom_values.agent_title=
custom_values.agentemail=
custom_values.booking_page_link=
custom_values.booking_thank_you_page=
custom_values.brag_link=
custom_values.claim_thank_you_page=
custom_values.confirm_sale=
custom_values.final_expense_booking_page=
custom_values.from_email=
custom_values.insurance_license_number=
custom_values.life_insurance_landing_page=
custom_values.logo_image_url=
custom_values.outbound_email=
custom_values.recruiting_booking_link=
custom_values.twilio_number=(317) 623-4141
custom_values.twilio_number_in_link_form=Tel:(317) 623-4141
custom_values.licensenumber=
tomellefson18@gmail.com
SFG0035641
(317) 623-4141
Tel:(317) 623-4141
TdGCKMYH8InQHWxhwn23